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Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
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Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
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For my husband and myself. We are receiving Medicare and for my self Disability from Social security TY.. Please know when an answer is posted. Thank you,
Dw - you really want to whatever you can to ensure that you are able to maximize your SSDI and your hubby's SS. The best way to do that is to meet with an experienced eider law attorney in your area. SSDI is an extra layer of complexity so I'd suggest you find one that is NAELA.
Medicare rules are federal so basically all the same wherever you live. But for Medicaid, well those rules, qualifications, eligibility details are set state by state as medicaid is a joint federal &'state program administered by each state. So say what TX allows for a community spouse to retain can be different than for Louisiana.
I mention community spouse because if it looks like you may need care in a facility sooner due to disability while hubs is ok to stay living at home, planning for that is very very different than for a single person. You don't want to spend down anymore than you have to as hubs needs all the income he can retain to stay living in your community. Based on a lot of the stories on this site, the community spouse often spends down much more than is needed or isn't aware of how to convert an asset to one that is Meducaid exempt. For community spouse situations, it's hard as your focus & concentration is on taking care of each other and often in a crisis situation so long term costly mistakes are made in dealing with Medicaid.
Really find a NAELA elder law person. Google your states name & NAELA and that should give you a list to refer to.
.? when were you diagnosed with MS? If it was when you were young, you may be able to benefit from the ABLE Act. ABLE is new for 2015 and allows for those disabled when young to actually have assets beyond the strict low Medicaid limits. I have a cousin with polio (from the 1950's) who has a Special Needs Trust and we're looking at if it may be better to move some trust $ to ABLE account. ABLE is going to be a really good & simple way to not have the disabled become so impoverished and dependent on government. Disability, SSDI & income stuff has all sorts of issues and you need accurate advice to do correctly. Good luck.
What is a irrevocable trust? At one time because I have M.S. and to go on disability we were told we could not have a trust for our children. Is that true today? TY.
I had to take care of all of the funeral expenses for my parents, my dad passed away almost 2 years ago but my mom is still living and is in a memory care facility with severe dementia. As long as you are not on medicade yet you should be able to pay for these expenses but make sure that you get an irrevocable trust. Then if you have to apply for state aid you will have everything in place. They won't be able to do anything about it and your family will not be burdened with the final expenses. My parents only had their cemetery plots. I went to the funeral home and took care of the rest which cost for the 2 of them around $15,000.00 . I would suggest to anyone to do this if they can afford it. I had to completely exhaust all of my parents money, cashed in their life insurance policies, stocks, bonds, etc., There are still some expense when a person passes on but nothing compared to having nothing in place. I would talk to an Elder Care Attorney about this.
Social Security has a very small death benefit, only $250. Nothing from Medicare or Disability. In many cases relatives pay for the funeral and then recover their money when the house is sold.
Sorry, don't understand what you are asking "please know when an answer is posted".
Are you asking how does one know when someone had answered your question? If so, go to the right side of this page to "My Account".... click on "Edit Account".... click on "Email".... then click on "Notification"... then click on "Save" at the bottom of the page. Any time you post a question or answer, and someone else also post on that same page, you will get a notification in your e-mail.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Medicare rules are federal so basically all the same wherever you live. But for Medicaid, well those rules, qualifications, eligibility details are set state by state as medicaid is a joint federal &'state program administered by each state. So say what TX allows for a community spouse to retain can be different than for Louisiana.
I mention community spouse because if it looks like you may need care in a facility sooner due to disability while hubs is ok to stay living at home, planning for that is very very different than for a single person. You don't want to spend down anymore than you have to as hubs needs all the income he can retain to stay living in your community. Based on a lot of the stories on this site, the community spouse often spends down much more than is needed or isn't aware of how to convert an asset to one that is Meducaid exempt. For community spouse situations, it's hard as your focus & concentration is on taking care of each other and often in a crisis situation so long term costly mistakes are made in dealing with Medicaid.
Really find a NAELA elder law person. Google your states name & NAELA and that should give you a list to refer to.
.? when were you diagnosed with MS? If it was when you were young, you may be able to benefit from the ABLE Act. ABLE is new for 2015 and allows for those disabled when young to actually have assets beyond the strict low Medicaid limits. I have a cousin with polio (from the 1950's) who has a Special Needs Trust and we're looking at if it may be better to move some trust $ to ABLE account. ABLE is going to be a really good & simple way to not have the disabled become so impoverished and dependent on government. Disability, SSDI & income stuff has all sorts of issues and you need accurate advice to do correctly. Good luck.
Are you asking how does one know when someone had answered your question? If so, go to the right side of this page to "My Account".... click on "Edit Account".... click on "Email".... then click on "Notification"... then click on "Save" at the bottom of the page. Any time you post a question or answer, and someone else also post on that same page, you will get a notification in your e-mail.