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The OP has not been back. Its been over 2 weeks since I gave her the GM info she needed to find out if she qualifies or not. For GM, if no beneficiary set up at retirement, pension dies with you. A court order when divorcing is another thing. This OP doesn't seemed to have asked for that.
GM absolutely recognizes a QDRO. What he had accrued during the marriage the divorcing spouse may lay claim to through a Qualified Domestic Relations Order. That portion only.
At death if no survivor named it goes to his estate less any reserve held back to satisfy the QDRO amount which is then probated by his will. If survivor named...this below is moot.
Absent a will called Intestate...its order of succession. 1. Spouse If children prior marriage then 2. Spouse 50% Prior Children 50% (not their mother his former spouse) as heirs. Its assumed the Spouse will pass to their children but not required.
No Spouse Children 100% No Children Parents Parents deceased Siblings No siblings living Their children No siblings period Back up to parents Siblings and their descendents...
A former spouse is not an heir. Will receive nothing. Will not be notified by probate.
Had her name remained as the survivor...they will pay his estate. They are notified like insurance companies by Social Security death roll every 3 months.
What kind of question is that? I felt like this was a forum to support others who are going through difficulty with a loved one's health issues. You are asking if you can get money from your dead ex? And you're married to someone else? You could look to your current spouse to support you. At least pose your question to the appropriate source. For instance, just call GM's HR department and ask. How do any of us know if you can get your dead ex's pension?
All car manufactures have the UAW as a Union. Its what Contract your under when u retire to what your entitled to. The higher ups are not Union so different pension set up. Line workers, supervisors and skilled labor are Union.
If friend of SWMCs was married at time of her husbands death and received a % of his pension it was because he set it up that way when he retired. It has to be done at timevof retirement.
When OP divorced her ex, it was then that her decree should have said she would recieve a % of exs pension upon retirement. As I said before, she had to be set up as his beneficiary and there is certain criteria for that. If he had no beneficiary, he got full pension. When he died, so did his pension.
The only way OP is going to resolve this is to call UAW benefits which I gave the number for. Once retired your pension and benefits are under the UAW Trust.
As a GM retiree I can speak with experience. My GM pension is administered through Fidelity Investments, not the UAW trust. The UAW Trust covers our benefits such as medical, vision and dental. When I retired I had to agree to have $100/month deducted to be sure that my spouse would receive 50% of my pension should I die before her. If I were to have divorced she is not entitled to any pension or benefits. FYI... last I knew no GM salary personnel are UAW represented.
I have a friend whose deceased husband worked at GM. She gets his pension, but will lose it if she remarries. Perhaps it depends on whether the original pension recipient was represented by a union (he was) or not, and when he retired. Definitely call GM directly to be sure.
Good question. My DH is a retired GM employee. The problem I see is when he retired, did he pick a beneficiary? They are called survivor benefits. If not, you are not entitled. At time of retirement is when he picks a survior. He receives more by not picking a survivor, less if he does. Here's the number I have in my husbands retirement package from 2009.
GM Benefits & Service Center PO Box 780003 Cincinnati, OH. 45277-0066 1-800-489-4646 https//qdro.fidelity.com
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
At death if no survivor named it goes to his estate less any reserve held back to satisfy the QDRO amount which is then probated by his will. If survivor named...this below is moot.
Absent a will called Intestate...its order of succession.
1. Spouse
If children prior marriage then
2. Spouse 50% Prior Children 50% (not their mother his former spouse) as heirs. Its assumed the Spouse will pass to their children but not required.
No Spouse
Children 100%
No Children
Parents
Parents deceased
Siblings
No siblings living
Their children
No siblings period
Back up to parents Siblings and their descendents...
A former spouse is not an heir. Will receive nothing. Will not be notified by probate.
Had her name remained as the survivor...they will pay his estate. They are notified like insurance companies by Social Security death roll every 3 months.
The Pension has to follow the POD Beneficiary or QDRO stipulations.
So No. .you probably dont get any pension rights if that wasnt on record when you divorced...not when they died.
I felt like this was a forum to support others who are going through difficulty with a loved one's health issues.
You are asking if you can get money from your dead ex? And you're married to someone else? You could look to your current spouse to support you.
At least pose your question to the appropriate source. For instance, just call GM's HR department and ask. How do any of us know if you can get your dead ex's pension?
If friend of SWMCs was married at time of her husbands death and received a % of his pension it was because he set it up that way when he retired. It has to be done at timevof retirement.
When OP divorced her ex, it was then that her decree should have said she would recieve a % of exs pension upon retirement. As I said before, she had to be set up as his beneficiary and there is certain criteria for that. If he had no beneficiary, he got full pension. When he died, so did his pension.
The only way OP is going to resolve this is to call UAW benefits which I gave the number for. Once retired your pension and benefits are under the UAW Trust.
Hope that clears it up.
GM Benefits & Service Center
PO Box 780003
Cincinnati, OH. 45277-0066
1-800-489-4646
https//qdro.fidelity.com
I don’t think you are a surviving eligible dependent, since you aren’t his widow.
But call to be sure so that you don’t leave money on the table.