My mom, 78, mild dementia. Spends a lot of time scrolling Facebook and recently started purchasing random items. Mostly from scam sites. I have had conversations (weekly) with her and explained not to click on random sites, but she doesn't remember doing it. She lives in FL and I am in Boston. I monitor her email that is how I see all these purchases. She is an iPhone user. I have removed any saved CC from her phone, set time restrictions on certain sites, set don't allow for app store purchases. Short of taking CC away or phone I don't know what to do. Has anyone dealt with this or have any suggestions? Thank you
FYI if you are not her financial DPoA or guardian, or at least joint on her bank accounts, then she will still have the ability to do an end run around you and get a new CC (if she still drives and can get herself to a store). If you are not her PoA and she doesn't have one... this needs to happen soon.
You're doing the best you can, but her dementia is advancing, and it's time for more serious measures. Others have given you some good ideas, so check them out, and good luck.