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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
✔
I acknowledge and authorize
✔
I consent to the collection of my consumer health data.*
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I consent to the sharing of my consumer health data with qualified home care agencies.*
*If I am consenting on behalf of someone else, I have the proper authorization to do so. By clicking Get My Results, you agree to our Privacy Policy. You also consent to receive calls and texts, which may be autodialed, from us and our customer communities. Your consent is not a condition to using our service. Please visit our Terms of Use. for information about our privacy practices.
Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
"Can you pay for assisted living expenses with an HSA?
No, unfortunately you can't use your HSA, FSA, or HRA to pay for assisted living expenses. In fact, if you do pay for assisted living expenses with one of those accounts, you may be subject to a penalty of 20% and income tax on the amount withdrawn or reimbursed."
You can't have an HSA if you're not earning income because it uses pre-tax dollars from either the wage earner or the employer to fund it. It requires admin and compliance.
When the company my husband worked for wanted us all to switch to high deductible plans, the company put so much each year into our HSA account and we could contribute more before taxes. The leftover money rolled over each year to the next year. We wanted to get a good amount in there before retirement to cover the high deductible plan years between retirement and medicare. We still contribute for the tax advantage, but yeah, we can't contribute any more after medicare starts.
This is just basic info. There has to be a catch. I know I could set aside money out of my paycheck for healthcare expenses before taxes. But the amount I set aside if not used, I lost it somehow. So I did not join up. So I would make sure how this all works before signing up.
It stands for "health savings account" I do believe. Has a lot of restrictions, and sometimes demands that savings are spent within a certain amount of time, leading folks to get things they really don't want or need. You can read about them online by googling "Health Savings Accounts".
If I remember right, you can have your hsa on medicare, you just can't contribute to it anymore.
A quick glance at some articles says you cannot use an hsa to pay for assisted living expenses.
We save ours for deductibles and co-pays, it was set up through workplace and doesn't currently have any time restrictions. For us, we can have one only because we have a high deductible health insurance plan.
It is a Health Savings Account. Use Google and get more info. You could probably get more info on the IRS website. The money put into the HSA can be used for Health Care Costs.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
No, unfortunately you can't use your HSA, FSA, or HRA to pay for assisted living expenses. In fact, if you do pay for assisted living expenses with one of those accounts, you may be subject to a penalty of 20% and income tax on the amount withdrawn or reimbursed."
source: https://www.hsalist.org/assisted-living-expenses/
You can't have an HSA if you're not earning income because it uses pre-tax dollars from either the wage earner or the employer to fund it. It requires admin and compliance.
This is just basic info. There has to be a catch. I know I could set aside money out of my paycheck for healthcare expenses before taxes. But the amount I set aside if not used, I lost it somehow. So I did not join up. So I would make sure how this all works before signing up.
A quick glance at some articles says you cannot use an hsa to pay for assisted living expenses.
We save ours for deductibles and co-pays, it was set up through workplace and doesn't currently have any time restrictions. For us, we can have one only because we have a high deductible health insurance plan.
Use Google and get more info.
You could probably get more info on the IRS website.
The money put into the HSA can be used for Health Care Costs.