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How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
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Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
Just found out parents in Florida have no money twice as much going out to bills as coming in. Live off SS income only! No saved money both 80 They are in credit card and loan debt at approx $80,000. What do I do? they dont owen car or home
Sounds like this has been going on for awhile and may be too complex for simple answers here.
I would recommend starting with a good credit counselor that may be able to get some of the debt reduced. Also, and elder attorney may have some suggestions about debt consolidation or even bankruptcy.
Do they own their own home? If so, are they able to downsize to pay off the debt?
If they meet the income guidelines, Medicaid can provide some nursing home assitance, etc. (Do not know too much about this area.)
Lastly, do not take on their debt or co-sign for loans etc...you should not risk your savings or livelyhood.
That is right you are not responsible for their debts and since they have no money they may be able to get medicaide and receive home care in my state medicaide pts. receive much care and medicare pts. get the short end of the stick-I had to learn to make alot of noise to get any help for my husband when he was suppose to get home care one nurse made all the decisions even if she had never been to our home and one reported me to APS for no reason the case had no merit and a case worker came to my house pertending to be asocial worker and put the fear of God in me. Nothing came of it but it was very distressful and later on I found someone in power who was able to make areport on her and followed up on it for me.
One possible lesson is why parents should give their adult children Durable POA before they get real old so that they can have someone step in legally when they are no longer competent. To do that would require having medical POA as well.
Our oldest just turned 18 in March and our youngest will turn 18 next November. I believe it would be good planning for my wife and I to give them durable and medical POA, particularly since both of us are disabled. I think that my wife and I need to first do the same for each other.
Al least have a health care proxy-we never expected my husband to become critical overnight esp. when he had so many work-ups on his many trips to the ER and most important you need to talk about the end of life and their wishes for a funeral even though no one wants to talk about and your children must know what you wish you never know when decisions need to be made during a difficult-you also need to know if someone is on life support they can be taken off easily my sister was told if my mother needed life support she had to stay on it-that is not true but people are told this often by hospital staff and a nurse was downright rude to me when I would not sign a DNR before I even got to asses his condition -years before he was unresponsible for over a week and woke up and lived many more years-since I was a nurse myself I knew the facts and needed to give him a chance to recover and my grown children had the right to see their father while he was alive-as time went by it became clear that he could not recover and we stoped everthing except the vent and pain meds and he died within 12 hrs.
my family and I have taken care of my parents but both gone now we have an in-law apt everything included meals laundry 24 hr care heat and elect tel, cable furnished , errends , doctors apt. We charge about 2000.00 a month. if we can be of help let us know,
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Sounds like this has been going on for awhile and may be too complex for simple answers here.
I would recommend starting with a good credit counselor that may be able to get some of the debt reduced. Also, and elder attorney may have some suggestions about debt consolidation or even bankruptcy.
Do they own their own home? If so, are they able to downsize to pay off the debt?
If they meet the income guidelines, Medicaid can provide some nursing home assitance, etc. (Do not know too much about this area.)
Lastly, do not take on their debt or co-sign for loans etc...you should not risk your savings or livelyhood.
Good luck
2. Talk with your parents about them giving you Durable and Medical POA. If nothing else, at least get Durable POA for both.
3. Take them to a doctor for an evaluation of their mental competency.
4. Do not seek to pay off their debt yourself. Although you may well have to foot the bill for the POAs, that will be well worth it.
Our oldest just turned 18 in March and our youngest will turn 18 next November. I believe it would be good planning for my wife and I to give them durable and medical POA, particularly since both of us are disabled. I think that my wife and I need to first do the same for each other.