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Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
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This is a new topic in the annual agreement that we sign. I can’t get through the leagalese well enough to tell if it’s required or just highly recommended
Our response would be you need to read the lease. Ask the Administrator. I know apts complexes require it. It does not cost that much and it covers the residence's belongings.
Then call them. Get an explanation. We are a Forum of caregivers from around the world, so I would guess we are the last ones in the world to know the answer to your question.
Many ALF ask for renter's insurance or highly suggest it. Few DEMAND it. They cannot be responsible for the last beloved, perhaps valuable possessions a senior chooses to take into the facility with them. They are basically letting you know that if fire or theft or some other thing occurs they personally are NOT responsible for the loss.
Some people don't realize when you rent, and thats what is going on here, the landlord's homeowners insurance does not cover the renters personal effects. So, if the place should burn to the ground, Mom would need her own insurance for replacement of belongings. I suggest you take pictures of her belongings and have receipts to backup the cost. I would not have any expensive nick nacks, jewelry or money in ur LOs room.
I gather, having renters insurance seems like a smart move, especially in an assisted living facility. I mean, it's not just about protecting the building, it's about safeguarding your loved one's belongings too. I've heard some horror stories about folks losing everything in fires or accidents, only to realize their landlord's insurance doesn't cover personal items. That's where renters insurance swoops in to save the day. It's like a safety net for your stuff, you know? Personally, I'd recommend checking out some of the best renters insurance companies ( https://joywallet.com/article/best-renters-insurance/ ) out there. They usually offer different coverage options to fit your needs and budget. Plus, having that extra peace of mind?
It almost certainly is not REQUIRED but it WILL BE highly recommended. You will do fine with the legalese. Just slow down, or even copy sentences here that you have a hard time with. If you simply cannot tell, then a simple call to the administration of your particular facility (they are all different and make their own rules) will suffice; they will be happy to reassure you.
Renter's insurance is often quite affordable. I would consider it if you are able. On the other hand, residents often enter ALF with little to still give up. They have parted with most of their possessions.
My brother did not, in ALF, purchase any renters insurance. He was down to some precious last collectibles, but money would not have replaced them, nor would he have got their value to him in any way.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
A facility is a business and they get to call the shots on those types of things. Yes, they can require it and it should be written in the lease.
Get an explanation.
We are a Forum of caregivers from around the world, so I would guess we are the last ones in the world to know the answer to your question.
Many ALF ask for renter's insurance or highly suggest it. Few DEMAND it.
They cannot be responsible for the last beloved, perhaps valuable possessions a senior chooses to take into the facility with them.
They are basically letting you know that if fire or theft or some other thing occurs they personally are NOT responsible for the loss.
You will do fine with the legalese. Just slow down, or even copy sentences here that you have a hard time with. If you simply cannot tell, then a simple call to the administration of your particular facility (they are all different and make their own rules) will suffice; they will be happy to reassure you.
Renter's insurance is often quite affordable. I would consider it if you are able. On the other hand, residents often enter ALF with little to still give up. They have parted with most of their possessions.
My brother did not, in ALF, purchase any renters insurance. He was down to some precious last collectibles, but money would not have replaced them, nor would he have got their value to him in any way.