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Insurance companies deny claims for many reasons. Paperwork and administrative issues are the most common. It is an urban myth that they refuse to pay because the patient leaves AMA. The University of Chicago school of medicine wrote a nice article about this urban myth that many doctors share with their patients as a scare tactic.You can google it.

Angel
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Angel, that is true that insurance will pay for prior hospitalization, etc. But if a patient wants to be re-admitted for the same issue, the insurance companies do have a right to deny the claim.
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Freqflyer, yes that is absolutely true. If you are going to leave AMA, don't expect to be let back in.

Angel
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Thanks
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Why do you want to? Where would you be removing her to?

I'd ring and discuss it with the insurer. Their attitude might depend on whether the rehab actively disputes that she is ready to leave, or is just expecting her to leave at the end of a course of treatment and can be persuaded to agree that it doesn't make much difference if she finishes it early.
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