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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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I consent to the collection of my consumer health data.*
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I consent to the sharing of my consumer health data with qualified home care agencies.*
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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Im not an expert about Medicare but I can tell you that there are lots of income benefits for taking care of a disabled person especially if they are older than 62. If you take care of them 24/7 you can even claim part of your home as a business. I was able to write off a vehicle-I use specifically for my ward-also a portion of all my utilities-equipment-food expense-I was really surprised! Not all peoples income levels or situations are appropriate, please confer with an accountant for your specific situation.
I'm not sure what you're trying to find out. As igloo says, Medicare is for medical insurance coverage.
The premiums are paid TO Medicare as a deduction FROM the monthly Social Security payment unless the person is on Medicaid, in which case the Medicare premium MAY be paid by the state that the Medicaid is through, but that is dependent upon the financial situation of the person eligible for Medicaid.
The (MediCARE Insurance) PREMIUM is generally "adjusted" annually (ALWAYS upwards, haha) if there is also an upward cost of living adjustment (COLA) in the Social Security payment. If adjusted, it generally amounts to just a few dollars. But because of the COLA, SS also goes up. So there is a NET INCREASE in monthly income because the SS COLA is always much more than the MEDICARE PREMIUM COLA.
The question you've asked makes me think you are trying to figure out if some Medicare payment adjustment occurs for your care receiver, will it reduce some kind of income you are receiving for giving such care.
But that is just a guess. Between your profile and your question, there is not enough information to know what kind of answer you're looking for. Could you please be more specific and give us additional details?
If I am not mistaken, I believe your real question is, will the benefits for Medicare increase in 2014? I don't know how much your live-in person is entitled to, but the increase is maybe $9 - $26 (an estimate).
Payments to MediCARE are taken out of your FICA (if you are still working) or from your SS (if you are retired). It's based on income not family size. MediCARE is a federal program which pays for hospitalization, physician visits, other health professionals costs and prescriptions, etc.
As Igloo has stated, Medicare is a federally funded program for persons receiving S.S. benefits. The premiums are taken out of the S.S. distribuions for the Medicare payouts each month. A statement is sent to Medicare recipients every December for the coming year, with the proposed new increases, and another statement is sent out for payouts already received. (Some people only get one). A caregiver is an employee. He/she should have no access to the Medicare recipient's income. The employee files his/her own tax return with the disclosure of money received. The employer ( disabled person) withholds taxes against the employee's earnings ( if applicable). It should not matter to the caregiver where the source of money comes from, paid to him/her from his employer. Let the caregiver and his accountant figure out what benefits are available to him, and so let the process begin.
The person I'm caring for is 51 years old & permanently disabled according to SS. She receives her income through a private LTD policy she had when she was still working & does not qualify for SSDI b/c she worked for the gov't & never paid into SS. When she was married, her monthly payments to MediCare was the max one was required to pay due to filing a joint return & based on his income. My question, if she is included as a dependent on my taxes, will her MediCare premium go back up. Will my income effect her payments?
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
The premiums are paid TO Medicare as a deduction FROM the monthly Social Security payment unless the person is on Medicaid, in which case the Medicare premium MAY be paid by the state that the Medicaid is through, but that is dependent upon the financial situation of the person eligible for Medicaid.
The (MediCARE Insurance) PREMIUM is generally "adjusted" annually (ALWAYS upwards, haha) if there is also an upward cost of living adjustment (COLA) in the Social Security payment. If adjusted, it generally amounts to just a few dollars. But because of the COLA, SS also goes up. So there is a NET INCREASE in monthly income because the SS COLA is always much more than the MEDICARE PREMIUM COLA.
The question you've asked makes me think you are trying to figure out if some Medicare payment adjustment occurs for your care receiver, will it reduce some kind of income you are receiving for giving such care.
But that is just a guess. Between your profile and your question, there is not enough information to know what kind of answer you're looking for. Could you please be more specific and give us additional details?
A caregiver is an employee. He/she should have no access to the Medicare recipient's income. The employee files his/her own tax return with the disclosure of money received. The employer ( disabled person) withholds taxes against the employee's earnings ( if applicable). It should not matter to the caregiver where the source of money comes from, paid to him/her from his employer. Let the caregiver and his accountant figure out what benefits are available to him, and so let the process begin.