My wife has dementia. She is now in a SNF which will cost ten thousand dollars a month. She will not sign a Durable Financial Power of Attorney. Therefore I have been advised to have her declared incompetent. She has most of the funds in her name and I have to access them. Has anybody done this?
See an elder law attorney to arrange for conservatorship if funds are in your wife's name only and need to be managed for her care.
An elder care attorney can assist you with the legalities of everything.