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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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Just go to the Medicaid website of your state and their is a FAQ or knowledge base that you can read and get information regarding the rules that apply about assets of the applicant in this case your mom and how it affects in applying for Medicaid.
I AM an elder law attorney and the answer is this: If a person applies for Medicaid has a joint account, ALL the money is deemed owned by that person unless the other joint owner of the account can prove they contributed funds to the account (by showing how their share of the funds in the account got there, tracing the funds from some other bank, etc.). If indeed all the money in the account actually belongs to the Medicaid applicant (your mother, in this case), then that's not an issue. But what could be an issue is how the account is titled: If it is an "or" account (that is, either joint owner can withdraw money or write a check on the account) then creation of the account (adding your name to your mother's account) is not an issue when your mother applies for Medicaid. However, if it is an "and" account (that is, checks or withdrawals require BOTH signatures--yours and your mother's), then creation of the account from an account that had been solely in the name of your mother IS A GIFT as far as Medicaid is concerned. Their reasoning is that if your mother previously had full control over her account, but now must get your permission, then this loss of control to you is deemed a gift. As a result, it could mean a penalty period if she applies for Medicaid within 5 years of creation of the joint account. So, in summary: if all the money is your mother's, and either person on the account can separately withdraw that money, then there is no problem with the joint account. For more info on this and other Medicaid planning rules and techniques, see my book "How to Protect Your Family's Assets from Devastating Nursing Home Costs: Medicaid Secrets", . Good luck!! --K. Gabriel Heiser
I agree with Austin. You definitely need to get an elder law attorney. Some will give you a consultation for free. I would have never been able to get my mom medicaid assistance if it were not for their assistance. It was a heafy bill but it was well worth it and we made the money back 100 times over due to the assistance we got. There is different programs in each state that she could be eligible for. They will also have to ensure she does not make over a certain amount of money a month and if she does they will walk you through setting up a state trust fund. There is all kinds of things they will walk you through. Working full time and managing my own family, i did not have time to educate myself on the programs, loop holes and ever changing laws etc... I did go into shock when I paid his bill but he let us do it in pieces and i had to keep in mind the long term picture and it has way paid off. Good luck!
I am not sure I think 1/2 is hers but you really need to talk to an elder lawyer in your area and you will probably need his or her help filling out the medicare application-it is not easy to do and he or she will ask for a retainer but you most likey will be able to use her money to pay the retainer that should be the first thing you do and if she is alert take her with you-my lawyer asked for 3 hrs. of his time so I am sure he would be able to do all the paperwork in a lot less time -they want to make a good profit- let the lawyer do the leg work they are experience and you can provide the info you can obtain easily-let us know how things go since others will get needed information on how the process works-we can all help others.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
So, in summary: if all the money is your mother's, and either person on the account can separately withdraw that money, then there is no problem with the joint account.
For more info on this and other Medicaid planning rules and techniques, see my book "How to Protect Your Family's Assets from Devastating Nursing Home Costs: Medicaid Secrets", . Good luck!!
--K. Gabriel Heiser