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I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
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VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
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$50k and $100k. I have a sibling who does not have POA who has convinced my mother yet again to lend him $100k. First time was for $50k. I'm very angry about this and am considering what legal avenues I have to stop this under FL law.
If your mother has not been declared incompetent, then it is going to look like she made an unwise decision. Does your mother have dementia or Alzheimer's?
I'd check with a lawyer to see if anything could be done. I think that you are going to have to look into getting guardianship for her to protect her form herself financially.
Is it truly a loan, with payback and possibly interest? Or is it a gift.
If it is gifting, that will mess up her chances for Medicaid down the line. Perhaps you can talk to her from that point of view. That she needs that money for her own care and he should be able to provide for his own needs.
How does she access this money? Does she write him a check? Does she have to call the stockbroker? That's a lot of money to just hand over to someone. If you have POA, you might consider a bank account or trust where she doesn't have free and easy access to the money. I would definitely consult an attorney who specializes in eldercare finances and let Mom pay for it out of her funds.
I would consult an attorney ASAP, as it seems as if your brother is increasing the amount of money each time, and that alone seems suspicious. Also, you may want to check to make sure he has not had your mother change a beneficiary, will, etc. to favor him.
This is a real loan as far as I know but what I don't like is that it's a $100k loan unsecured where as her money is insured in the bank. My sister is the POA and she does whatever my brother wants basically. Plus I don't like the fact that I had to find out randomly from my mom and it wasn't mentioned to the rest of the siblings.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
I'd check with a lawyer to see if anything could be done. I think that you are going to have to look into getting guardianship for her to protect her form herself financially.
If it is gifting, that will mess up her chances for Medicaid down the line. Perhaps you can talk to her from that point of view. That she needs that money for her own care and he should be able to provide for his own needs.
How does she access this money? Does she write him a check? Does she have to call the stockbroker? That's a lot of money to just hand over to someone. If you have POA, you might consider a bank account or trust where she doesn't have free and easy access to the money. I would definitely consult an attorney who specializes in eldercare finances and let Mom pay for it out of her funds.
Disorder that could be argued in court as being not capable to make financial decisions.