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Mom is not going to use her cemetery plot, has option of going to a Federal cemetery for no charge. She now wants to sell it because she needs the money to purchase things she needs like pain patches, etc. Can she do this and keep the money? How does this work with Medicaid?

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Can the plot be gifted at time of death to anyone willing to purchase it now?
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It should pass muster as long as she can show the proceeds from the sale are used for her needs.
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How much is this plot worth? And, will the cemetery allow the sale? And if they do, there may be transfer fees because it will now be in someone elses name and a new deed will need to be drawn up. My cousin found out the transfer fees made it impossible to sell his parents plots. The cost was more than just buying a lot from the same cemetery outright.

Is your Mom a Vet or Dad? National cemeteries and County VA have slightly different rules so make sure you understand them. With National you get a plot and the plaque. Opening of the plot costs us nothing. In the one near me, you must be cremated because its so small. In the County VA, I think the plot is free as is the plaque but you have to pay to have the grave opened. With our tiny cemetery, you need to put ur name in ahead to save a spot. The saving a spot and cost of opening the grave I would call and check out.
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Check with a CERTIFIED eldercare attorney in your state. S/he is the best person to answer your questions about Medicaid planning.

In some states, such as Maryland and Virginia, the healthy spouse’s retirement portfolio or income will be a factor. We live in Maryland and I am still working full-time. We have depleted our savings to pay for my husband’s care, but he is not eligible for Medicaid because of my retirement account which must also be depleted to qualify him. Unfortunately, I am not eligible to retire yet, so we are living paycheck to paycheck. Frustrating…
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Consult an elder law attorney for the best information. They deal with estates, assets and how those affect the loved ones care, including how to keep Medicaid. The rules vary from state to state.
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momsno1: Perhaps you should retain an elder law attorney.
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It will take a long time to sell the plot
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