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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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Sounds like a Family Meeting is in order here. The top priority for your parent's money right now is that it be used to take care of them--especially if theymay need Assisted Living or Long Term Care that is not covered by Medicare or their LTC Insurance. Even if your parents were to "give their money" to a sibling, most States have a reach back period of 5 to 7 years to claim that money back for their care should they need Assisted Living or a Nursing Home and not have the money to pay for it. This means that if your sibling got x-amount of dollars and one or both of your parents needed public assistance for Long Term Care, the State could demand the gift money back from your sibling. This means the full amount--not what they haven't spent yet. It also means that a lien can be put against them until that money is returned. This varies from State to State but you should consult an Elder Law attorney before or in conjunction with the Family Meeting so that everyone is clear on their responsibilities. This includes your parents who may not be aware of the consequences of giving their money away without planning for their continued care. And in answer to your original question: Durable POA only goes into effect when your parents are unable to manage their own financial affairs, for example your mom has dementia and your dad who is her primary caregiver, suffers a stroke. In that case the person designated POA would be authorized to act on their behalf to pay bills and make other life decisions. You cannot prevent your mom and dad from giving their money to your sibling as long as both of them are of sound mind and able to make their own decisions--even if they have given you Durable POA. That is why you need to get the entire family on board the Reality train.
As long as their bills are paid and they are in want for nothing, it is THEIR money, you should do with it what they want making sure their needs are met first.
I agree with EZ...do your best to keep grubby little fingers away from your parent's assets. Very often a parent gives their POA to a responsible child so that they do not have to say "no" when an unscrupulous relative asks for money. So go ahead and be the bad guy and say no to the sib. You are protecting their assets that cannot be replenished if the sib renigs on the "loan." However, a POA will not prevent your parents from giving away their money. I am in the same situation. I could not convince my Mom that throwing "good money after bad" was not a good idea. I recommend having their assets be placed into a living trust with you as a trustee. The trust becomes its own "entity" and you have say over how funds are dispersed. In essence your parents are saying to the world that they entrust you to make these financial decisions for them. It will give you peace of mind that all her hard-earned assets will remain theirs. At this age, parents often do not understand how much it takes to provide the services they will need so they agree so easily to pleas of financial help from family. Before sitting down with the fam, I would contact an elder attorney and find out the best way to protect your parents. good luck...just another thing caregivers have to deal with! Lili
Contact APS adult protective services. Fiduciary Abuse is a form of Elder Abuse. As a POA you are basically empowered if something should happen to them and they were unable to be make their wishes known (coma, hospitalized, etc.). So if they are making their desires known then you cannot interfere - but you can say "NO, I won't do that, if that's what you want, then you go ahead".
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
I am in the same situation. I could not convince my Mom that throwing "good money after bad" was not a good idea. I recommend having their assets be placed into a living trust with you as a trustee. The trust becomes its own "entity" and you have say over how funds are dispersed. In essence your parents are saying to the world that they entrust you to make these financial decisions for them. It will give you peace of mind that all her hard-earned assets will remain theirs.
At this age, parents often do not understand how much it takes to provide the services they will need so they agree so easily to pleas of financial help from family.
Before sitting down with the fam, I would contact an elder attorney and find out the best way to protect your parents.
good luck...just another thing caregivers have to deal with!
Lili
As a POA you are basically empowered if something should happen to them and they were unable to be make their wishes known (coma, hospitalized, etc.). So if they are making their desires known then you cannot interfere - but you can say "NO, I won't do that, if that's what you want, then you go ahead".