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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
✔
I acknowledge and authorize
✔
I consent to the collection of my consumer health data.*
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I consent to the sharing of my consumer health data with qualified home care agencies.*
*If I am consenting on behalf of someone else, I have the proper authorization to do so. By clicking Get My Results, you agree to our Privacy Policy. You also consent to receive calls and texts, which may be autodialed, from us and our customer communities. Your consent is not a condition to using our service. Please visit our Terms of Use. for information about our privacy practices.
Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
How the policy exactly reads will make the decision as to what happens to it.
For my mom's Medicaid application, she had to provide a copy of all pages of the actual policy. This was a really really old policy with a face value of 1K. The caseworker is looking to see what the policy is - like if it is a term policy or a whole life policy. And then if the policy has any cash value or if can have a surrender value. Whole life builds cash value but some term polices have a surrender or a borrow against availability. If it has either, the policy will need to be cashed in & this can take a few weeks to get done too. The glitch for my mom's policy was that it was about 30 pages - like most old, old policies are - and the caseworker does not have the time or the ability to evaluate it, so he called me on this. I had to provide to him a statement that it was term with NCV in like 2 days or mom's application would be declined for "information not provided". Got a broker with a TX insurance license to provide that and faxed it over to caseworker. Issue solved. The caseworkers I've found want to work with you, want to get your parent accepted & onto Medicaid, but they have strict documentation & time-frame requirements that have to accompany the application. So it's important that you review the policy to make sure you understand how it's structured before you submit your mom's application.
& You need to see how the payout to the beneficiary of the policy reads. If beneficiary is her estate and then within her will it goes to the kids, then Medicaid can place a claim or a lien against the estate for the $ from the life insurance policy. But if the policy beneficiary is done outside of probate, then Medicaid cannot place a claim.
Perchance does the policy produce a dividend? This often happen for paid up policies OR employer sponsored ones. If so, please post as there is something you need to do on that for Medicaid.
No, I have one of those retirement policies. Medicaid won't go after that. As long as the Medicaid recipient does NOT own the policy, and is not the beneficiary e.g. "payable to the estate of (self)" they have no way to go after it.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
For my mom's Medicaid application, she had to provide a copy of all pages of the actual policy. This was a really really old policy with a face value of 1K. The caseworker is looking to see what the policy is - like if it is a term policy or a whole life policy. And then if the policy has any cash value or if can have a surrender value. Whole life builds cash value but some term polices have a surrender or a borrow against availability. If it has either, the policy will need to be cashed in & this can take a few weeks to get done too. The glitch for my mom's policy was that it was about 30 pages - like most old, old policies are - and the caseworker does not have the time or the ability to evaluate it, so he called me on this. I had to provide to him a statement that it was term with NCV in like 2 days or mom's application would be declined for "information not provided". Got a broker with a TX insurance license to provide that and faxed it over to caseworker. Issue solved. The caseworkers I've found want to work with you, want to get your parent accepted & onto Medicaid, but they have strict documentation & time-frame requirements that have to accompany the application. So it's important that you review the policy to make sure you understand how it's structured before you submit your mom's application.
& You need to see how the payout to the beneficiary of the policy reads. If beneficiary is her estate and then within her will it goes to the kids, then Medicaid can place a claim or a lien against the estate for the $ from the life insurance policy. But if the policy beneficiary is done outside of probate, then Medicaid cannot place a claim.
Perchance does the policy produce a dividend? This often happen for paid up policies OR employer sponsored ones. If so, please post as there is something you need to do on that for Medicaid.