Are you sure you want to exit? Your progress will be lost.
Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
✔
I acknowledge and authorize
✔
I consent to the collection of my consumer health data.*
✔
I consent to the sharing of my consumer health data with qualified home care agencies.*
*If I am consenting on behalf of someone else, I have the proper authorization to do so. By clicking Get My Results, you agree to our Privacy Policy. You also consent to receive calls and texts, which may be autodialed, from us and our customer communities. Your consent is not a condition to using our service. Please visit our Terms of Use. for information about our privacy practices.
Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
You really need to contact an elder law attorney for her state of residency since laws can differ from state to state. Plus, there may be other variables in her case, like if another person's name is on the title, etc. Please do not "bank" on crowdsourced advice from people who are not attorneys.
To the original poster--It's not safe to post personal information on any discussion groups, and you have both your name and your email address. Maybe you could contact a site administrator so you can edit your posting.
As to your question, Medicaid does not "take" anyone's home. If the home in Michigan is where she lived, and is her only property, Medicaid allows the person to keep the home while they are alive. The state's Medicaid program might have a lien on the home and it would be sold after the person passes away, to pay back the cost of their care. However, since almost all your mom's income would be going to pay for her NH care, there would not be money left over to pay taxes, insurance, upkeep, etc. If the home in Wisconsin is not the home where she lived but a vacation place, rental property, etc., it would be considered a current asset of your mom's and it would have to be sold to pay for her care (as part of the spend down process) before Medicaid will be granted.
I am not an expert but believe as it is an asset it would have had to have been declared during the application process, so Medicaid knows about it and will expect the asset to be sold with proceeds going toward any costs she accrued. My suggestion would be to consult asap with a certified elder law attorney to have them advise you on this.
Normally owning a property in another state creates a nonexempt asset situation for the Medicaid application. You can have a home as an exempt asset & be ok for Medicaid but it needs to be your homestead located in the state you are a resident of. The WI property cannot be her homestead as she lives in MI & applying for MI Medicaid. Old Wisconsin is a nonexempt asset. Non exempt assets for individual LTC Medicaid is a max of 2k for most states but NY (and CA?).
when she eventually does her LTC Medicaid application that out of state property in WI will need to be disclosed. There’s probably a line in the application that all items must be disclosed or it’s fraudulent and application requires signature. Imho you don’t want to leave it out as stuff eventually surfaces.
Now there have been folks on this site who have had this out of state home situation. Mom moves to be closer to one of the kids in another state but didn’t get around to selling the home. It gets disclosed on application & What seems to happen is that as it’s a nonexempt asset they have to have it placed in the market and listed MLS with a Realtor. No FSBO nonsense. And when it sells, the elder does a spend down or does a reinbursement to Medicaid/ spend down combo. And there’s some sort of reporting to Medicaid on property status periodically. Medicaid is fully aware from the start that it exists in a other state. By applying for Medicaid she pledges to do whatever to sell the non exempt asset property in the other state. Keep in mind as mom is the owner when it sells all the $ from the Act of Sale is all hers. So any $ you or other family spend to get Wisconsin market ready cannot be easily reimbursed. It’s something to mull over and make decisions on imo before she applies for Medicaid.
Your moms not on Medicaid yet, right? So right now she still can spend her $ to pay for her NH, her old bills, her credit cards, that house in WI. But once she applies for Medicaid from day 1 of the application she is required to do a copay of basically almost all her income (like her SS $) to her NH. All she will have is a smallish PNA/ personal needs allowance that tend to be $50-$60 mo. That PNA is it for $ & it usually gets fully spent on beauty shoppe and toiletries. So property in WI either you or other family will need to pay all its costs or it defaults on stuff. So if property taxes not paid, it can go up for tax sale. Again when it sells, the $ is all hers.
Elders want to keep thier old home. Medicaid rules make it hard to do. what seems to happen is that within 6-8 months of elders going on Medicaid and $ going as copay to the NH, that family loose any interest in doing or paying thier share on moms old house. It then falls to the Dpoa to deal & pay all. It might make sense if it’s an in the state homestead so no nonexempt asset issues and the heir(s) possibly have exemptions to Medicaid estate recovery. But out of state house, doesn’t have that. Personally I’d try to sell it before she ever even looks at a Medicaid application so she has house sale money and can private pay for care and have more options as to where she lives for care.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
As to your question, Medicaid does not "take" anyone's home. If the home in Michigan is where she lived, and is her only property, Medicaid allows the person to keep the home while they are alive. The state's Medicaid program might have a lien on the home and it would be sold after the person passes away, to pay back the cost of their care. However, since almost all your mom's income would be going to pay for her NH care, there would not be money left over to pay taxes, insurance, upkeep, etc. If the home in Wisconsin is not the home where she lived but a vacation place, rental property, etc., it would be considered a current asset of your mom's and it would have to be sold to pay for her care (as part of the spend down process) before Medicaid will be granted.
You can have a home as an exempt asset & be ok for Medicaid but it needs to be your homestead located in the state you are a resident of. The WI property cannot be her homestead as she lives in MI & applying for MI Medicaid. Old Wisconsin is a nonexempt asset. Non exempt assets for individual LTC Medicaid is a max of 2k for most states but NY (and CA?).
when she eventually does her LTC Medicaid application that out of state property in WI will need to be disclosed. There’s probably a line in the application that all items must be disclosed or it’s fraudulent and application requires signature. Imho you don’t want to leave it out as stuff eventually surfaces.
Now there have been folks on this site who have had this out of state home situation. Mom moves to be closer to one of the kids in another state but didn’t get around to selling the home. It gets disclosed on application & What seems to happen is that as it’s a nonexempt asset they have to have it placed in the market and listed MLS with a Realtor. No FSBO nonsense. And when it sells, the elder does a spend down or does a reinbursement to Medicaid/ spend down combo. And there’s some sort of reporting to Medicaid on property status periodically. Medicaid is fully aware from the start that it exists in a other state. By applying for Medicaid she pledges to do whatever to sell the non exempt asset property in the other state.
Keep in mind as mom is the owner when it sells all the $ from the Act of Sale is all hers. So any $ you or other family spend to get Wisconsin market ready cannot be easily reimbursed. It’s something to mull over and make decisions on imo before she applies for Medicaid.
Your moms not on Medicaid yet, right?
So right now she still can spend her $ to pay for her NH, her old bills, her credit cards, that house in WI. But once she applies for Medicaid from day 1 of the application she is required to do a copay of basically almost all her income (like her SS $) to her NH. All she will have is a smallish PNA/ personal needs allowance that tend to be $50-$60 mo. That PNA is it for $ & it usually gets fully spent on beauty shoppe and toiletries. So property in WI either you or other family will need to pay all its costs or it defaults on stuff. So if property taxes not paid, it can go up for tax sale. Again when it sells, the $ is all hers.
Elders want to keep thier old home.
Medicaid rules make it hard to do.
what seems to happen is that within 6-8 months of elders going on Medicaid and $ going as copay to the NH, that family loose any interest in doing or paying thier share on moms old house. It then falls to the Dpoa to deal & pay all. It might make sense if it’s an in the state homestead so no nonexempt asset issues and the heir(s) possibly have exemptions to Medicaid estate recovery. But out of state house, doesn’t have that. Personally I’d try to sell it before she ever even looks at a Medicaid application so she has house sale money and can private pay for care and have more options as to where she lives for care.