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My Mom lives on her own in Texas but I'm noticing she might need some assisted living options. Maybe start off in independent living but move to assisted? I live in Ohio so it's hard to manage this stuff from a distance. My brother lives in Texas near her. My Aunt lives near her too. I'm researching places here as well as in Texas. She has no savings. Just lives off her social security which isn't much but it also isn't at the poverty level. How do families afford to get their loved one into an assisted living community? They are so expensive.

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Very few are available to those who are left with SS only. In fact, almost none. Some have found ones that accept the entire SS check and give some care, but I think that will be impossible to find. That's just the sad facts. This is something to discuss with the sister and your brother who are nearby as to options. Because I don't think ALF is an option. Mom would likely need supplementation by medicaid after she did a spenddown and her check went to the facility. It would be difficult to qualify and she would really have to NEED the facility. So sorry, as this is the case for so many seniors. I am assuming that the sisters have never considered living together and combining their assets? Perhaps the sister has a hubby or doesn't wish to live with someone else.
I hope that you find something out there that might work, but I don't feel hopeful from what I know. I hope others have some good ideas for you and I wish you luck.
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Contact her county office of aged and disabilities for guidance. Find out if she would qualify for Medicaid.

google care advisors and find an independent that is local. They will help guide you. They are paid by the facility for placement . They know what’s available, cost , your needs, reputation etc….I used a company called care patrol, a franchise, they helped me place my mom, FIL, MIL …very helpful…
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It's sad that our elders thought SS would support them nicely in their old age.

My mom and dad had an income of $2000 a month when dad had to take early retirement. My brother added an apartment on to his home and moved mom & dad in. 25 years mom was there, she just passed away a month ago.

She was incredibly lucky that she had a 'free' place to live, b/c she could not have afforded any kind of decent living arrangements.

You're probably looking at Medicaid at some point. I don't know much about how that works. Many, many families simply make up the difference between what a parent can pay and what the cost of the facility is. We were getting to that point with mother before she died.
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