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By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
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Getting Medicare doesn't change anything. If you are referring to MEDICAID, though, your house is in jeopardy. He will have to spend down all his assets, which would include the house, in order to qualify for Medicaid. Anything he owns should be used to pay his medical costs, then he can apply for Medicaid. He is not allowed to "gift" you the house, either.
Do you mean your dad is applying for MEDICAID? Because Medicare doesn’t look at income and assets. Medicaid however does look st income and assets and the house being in his name is his asset even if he didn’t pay for it. If he is applying for Medicaid, then.....a for sale sign and an MLS number are not something Medicaid will require and it is not going to fix the problem here. Check to see if your state allows lady bird deeds-if they do, the house can be transferred to your name using a lady bird deed and it won’t affect his Medicaid eligibility. If your state doesn’t use lady bird deeds, consult an elder law lawyer about this. Because if the house has to be sold, Medicaid will require it to actually be sold before he will be eligible for benefits. You can’t just stick a for sale sign in the yard and list it with MLS.
Now if he’s applying for Medicare than nothing needs to happen with regards to the house. Medicare doesn’t care about assets.
A lady bird deed can only be used on his own home.. his primary residence that the county registered for his homestead exemption.
As always, this is in Florida so the few other states that recognize the deed might have different requirements to qualify. There’s quite a few conditions that must be met though so a lawyer is definitely needed.
Leswiss, did Dad purchase the house, and is only his name is on the Deed? Or does the Deed have both your name and your Dad's name? Does Dad own another house where it is his primary residence? As you can see this can become complex.
I would highly recommend that you and/or Dad make an appointment to see an Elder Law Attorney, as these attorneys are very familiar with your State Medicaid program. Each State has their own rules and regulations.
Now, if it is Medicare that Dad is getting when he turns 65, and not Medicaid, you have nothing to worry about. Even multi-millionaires can had Medicare, because when we work Medicare tax is taken out of our paycheck, thus everyone who has paid payroll taxes is entitled to Medicare when they turn 65.
Medicare is a health insurance and everyone 65 and above have to apply for it.
Medicaid provides healthcare and paying for LTC. Not sure how healthcare works if you own more than one house. LTC you are allowed to have one house which should be the recipients main residence.
Do you and Dad live together? Because you living there and it being your main residence, will have a lot to do with you being able to stay in the home.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Now if he’s applying for Medicare than nothing needs to happen with regards to the house. Medicare doesn’t care about assets.
As always, this is in Florida so the few other states that recognize the deed might have different requirements to qualify. There’s quite a few conditions that must be met though so a lawyer is definitely needed.
I would highly recommend that you and/or Dad make an appointment to see an Elder Law Attorney, as these attorneys are very familiar with your State Medicaid program. Each State has their own rules and regulations.
Now, if it is Medicare that Dad is getting when he turns 65, and not Medicaid, you have nothing to worry about. Even multi-millionaires can had Medicare, because when we work Medicare tax is taken out of our paycheck, thus everyone who has paid payroll taxes is entitled to Medicare when they turn 65.
Medicaid provides healthcare and paying for LTC. Not sure how healthcare works if you own more than one house. LTC you are allowed to have one house which should be the recipients main residence.
Do you and Dad live together? Because you living there and it being your main residence, will have a lot to do with you being able to stay in the home.