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I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
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VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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I don't claim to be an expert, but as a veteran's daughter, I've had cause to learn A LOT about VA. So, yes, a divorced spouse can apply for benefits if they haven't remarried (or, I just learned, even if their subsequent marriage ends).
Call the Veterans Benefits Administration thru VA's main number 1-800-827-1000 to quickly get the info you need. Or search the website VA.gov.
I don't know that you will find any experts on VA here. Therefore I would check for yourself and help your mom to do this. Not something you can afford to be wrong about. Google "veterans benefits for divorcees". Good luck. Hope you will share what you learn with others.
"A divorced spouse who never remarried may be eligible for certain VA benefits, primarily including access to healthcare through TRICARE, commissary and exchange privileges, and a portion of the veteran's military retirement pay, if they meet the "20/20/20 rule" which means the marriage lasted at least 20 years, the veteran served at least 20 years, and the marriage overlapped with at least 20 years of the veteran's service; these benefits are outlined under the Uniformed Services Former Spouses' Protection Act"
As a military spouse I can tell you this answer is "it's complicated". The basic rule as stated above is 20/20/20. At least a 20 year marriage where 20 years overlapped with his service of at least 20 years. Contact the Veterans Administration for questions, or sometimes your local VFW or Veterans groups will have someone knowledgeable.
Go in person to your local VA office. They are very helpful. When I called to make an appointment, a live person actually answered the phone. They also seem to have caring veterans working there. One thing you can do that could save you some money is check with USAA insurance and see if he every became a member of that. If so, I understand that entitles and relatives, including step-relatives to use USAA.
I do know that your husband had to make that choice before he divorced. My husband of 20 years in military while we were married refused to assign me any benefits. So I got none. Hopefully your husband was kinder. https://www.militarybenefit.org/get-educated/spouse/? tel:+18005629830 Yes, a divorced spouse of a deceased U.S. military veteran may be eligible for some spousal benefits, including: Survivor Benefit Plan (SBP) If the veteran opted in to the SBP and continued paying premiums, the surviving spouse may be eligible for a monthly payment or annuity. The surviving spouse can be designated as a beneficiary within one year of the divorce. VA health insurance The divorced spouse may be eligible for VA health insurance if they meet the 20/20/20 rule: 20 years of marriage, 20 years of military service, and 20 years of overlap. Military ID, retired pay, and shopping privileges The divorced spouse may be able to retain these benefits if they meet the 20/20/20 rule. Veteran's Pension The divorced spouse may be eligible for a pension if the veteran served during a qualifying wartime period, received an honorable discharge or better, and requires assistance with activities of daily living. Eligibility for these benefits may be limited by factors such as the length of the marriage and the number of years of active service. The divorced spouse may need to take specific actions after the divorce to secure benefits. To learn more about VA benefits for divorced spouses, you can: Consult with the VA, Seek assistance from veterans' service organizations, Consult with legal experts, and Use the Veterans Benefits Management System (VBMS) to process awards.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Call the Veterans Benefits Administration thru VA's main number 1-800-827-1000 to quickly get the info you need. Or search the website VA.gov.
Good luck. Hope you will share what you learn with others.
"A divorced spouse who never remarried may be eligible for certain VA benefits, primarily including access to healthcare through TRICARE, commissary and exchange privileges, and a portion of the veteran's military retirement pay, if they meet the "20/20/20 rule" which means the marriage lasted at least 20 years, the veteran served at least 20 years, and the marriage overlapped with at least 20 years of the veteran's service; these benefits are outlined under the Uniformed Services Former Spouses' Protection Act"
This would be the first step.
I am not clear on why you ask us here vs calling them directly?
Research online; ask someone to help you do the research if you cannot do it yourself.
https://www.militarybenefit.org/get-educated/spouse/?
tel:+18005629830
Yes, a divorced spouse of a deceased U.S. military veteran may be eligible for some spousal benefits, including:
Survivor Benefit Plan (SBP)
If the veteran opted in to the SBP and continued paying premiums, the surviving spouse may be eligible for a monthly payment or annuity. The surviving spouse can be designated as a beneficiary within one year of the divorce.
VA health insurance
The divorced spouse may be eligible for VA health insurance if they meet the 20/20/20 rule: 20 years of marriage, 20 years of military service, and 20 years of overlap.
Military ID, retired pay, and shopping privileges
The divorced spouse may be able to retain these benefits if they meet the 20/20/20 rule.
Veteran's Pension
The divorced spouse may be eligible for a pension if the veteran served during a qualifying wartime period, received an honorable discharge or better, and requires assistance with activities of daily living.
Eligibility for these benefits may be limited by factors such as the length of the marriage and the number of years of active service. The divorced spouse may need to take specific actions after the divorce to secure benefits.
To learn more about VA benefits for divorced spouses, you can: Consult with the VA, Seek assistance from veterans' service organizations, Consult with legal experts, and Use the Veterans Benefits Management System (VBMS) to process awards.
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