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Which best describes their mobility?
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How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
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Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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She was 58 at the time. She did receive his life insurance plan. But was told she needed to be 66 before receiving his pension. Just wondering what the age limit is? I was thinking it should’ve been received immediately no matter what our age was.
Are you sure she is eligible at all? Since she has remarried she may not be. If she is still eligible I would think this is standard practice to reach 66 before collecting the pension.
Maybe I am not understanding your question. It is confusing.
this would probably be a question for the husbands former employer or whoever administers their pension plan. If by pension you really mean social security, then yes she cannot collect his social security. If it’s an actual pension then again no one here is likely to be able to answer the question because the rules vary depending on the pension and spouses aren’t always able to receive it.
Yes, this sounds right. I wasn't allowed to collect pension from a former employer till 65. It sounds like this employer has the age set at the same time some of us can receive full SS. I would question her receiving this pension now she has remarried.
"I was wondering what the age limit is" Sorry, I don't understand this question. For her to collect her husbands employers pension she has to be 66 as she was told. That is the limit. It was probably that way for him too. Its how that company set up their pension plan. With my husband it was age 58 and 30 yrs service. For a spouse to be able to receive a pension "immediately" the deceased spouse is usually already collecting it. Each company can set up pension plans anyway they want. Pensions are incentives. Be aware, if/when wife receives the pension, she will only get a %. She will not receive the full amount her husband would have. His pension is also based on the years he worked. So if he worked 25 yrs she won't receive as much as the person who worked 40/50 yrs. I wouldn't expect a windfall. His contribution stopped at his death. If I become a widow, I will only receive 60% of my husbands as a "survivor". My Mom received 40%.
You questions can be answered by the Benefits department where her former husband worked.
He will not be able to get any information, it is not his pension nor would be be able to find out if wife is entitled to it. It is none of his business.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Maybe I am not understanding your question. It is confusing.
"I was wondering what the age limit is" Sorry, I don't understand this question. For her to collect her husbands employers pension she has to be 66 as she was told. That is the limit. It was probably that way for him too. Its how that company set up their pension plan. With my husband it was age 58 and 30 yrs service. For a spouse to be able to receive a pension "immediately" the deceased spouse is usually already collecting it. Each company can set up pension plans anyway they want. Pensions are incentives. Be aware, if/when wife receives the pension, she will only get a %. She will not receive the full amount her husband would have. His pension is also based on the years he worked. So if he worked 25 yrs she won't receive as much as the person who worked 40/50 yrs. I wouldn't expect a windfall. His contribution stopped at his death. If I become a widow, I will only receive 60% of my husbands as a "survivor". My Mom received 40%.
You questions can be answered by the Benefits department where her former husband worked.