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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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60 is VERY early to worry about this. I am 78 and am hale and hearty and taking care of all my own finances. The answer to your question is that you would need a Trust drawn up, and that when the time comes you should have a licensed fiduciary to handle your finances. This person is required by law to act for you in helping any needs you may have. Paying bills and investing monies are only two. Often your Bank can give you good suggestions on where to look. There are many people without family who require this help. My bro's best friend has had a fiduciary for many years now. They are paid for their work our of your own finances. But for many years you should be able to manage on your own, considering where best to live in terms of stairs, the amount of space you wish to clean. There are good independent living facilities in many areas. Form friendships with those who have common joy in whatever you yourself enjoy. Friends are a great resource, because often enough when one is strong the other could use a bit of help and vice-versa. Good luck.
I am a visionary so it helps that I can see what it may look like down the road to feel comfortable with it. I do agree I’m a little young to be concerned but understanding the dynamics of this relationship I want to be sure I have it in the forefront as I begin to plan in the next five years on how I’m moving forward.
With AlvaDeer's information you can also contact an Elder Care Attorney to draw up the Trust's that you will need. As she states a bank can act as the Fiduciary as could the lawyer. If you have a trusted friend that would work as well. Do you have someone that will act on your behalf for Medical decisions? A POA for Finances as well as Health is something to also consider.
Definitely a trusted friend can work well for this. Just be as sure as you can that a good friend is also a good decisionmaker and generally manages his/her own affairs well. The elder care attorney will have some ideas for you in terms of what they have seen work for other clients in the past.
I just went through this with my own parents. I was actually backing myself out of their business and was quite comfortable with where I was with it-my mother can drive me insane as soon as I come in the door. Parents were having trouble will bill pay for years-just can't keep up with all of it any more. Mom never did balance the check book in the first place. Mom hands over bill pay to GD-who does quite happily for years to come for an hour and collect a big check from mom for her time. along comes covid and GD going to have a baby-mom hands off to son who is a leach to put it mildly-and complaining to my parents how much they spend on food-which mom put her foot down and put an end to son writing checks. So that left yours truly. I looked into a agency to do the bills, CPA and so you guessed it I am the one doing the bill pay for free. I was afraid she would ask a caregiver to do the bills or something else that would be completely whack. So I have to do. I can do from home. not that big of a deal actually=peace of mind. It was a real pain to get passwords reset-had to be at their house and have parents talk to bank to convince bank all was on the up and up with me handling their bills.
Peacefuldays, a trusted friend could work, but only if they are significantly younger than you and plan on living in the same area as you when you need them most, which is pretty unpredictable. As Alva posted, you are young now, but in 20 years your friend will be as old as you and they may be in worse shape. IMO your best bet is an elder law attorney who belongs to a larger firm. This is because there will be more oversight. A single attorney working for him/herself has no accountability really. Who would know if they were taking advantage of you? Answer: nobody. I hope you can find a solution that gives you some peace of mind!
We wrote it in the trust that the DPOA would be audited annually by an independent CPA. This creates a check and balance to ensure that they are not violating their fiduciary responsibility.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
The answer to your question is that you would need a Trust drawn up, and that when the time comes you should have a licensed fiduciary to handle your finances. This person is required by law to act for you in helping any needs you may have. Paying bills and investing monies are only two. Often your Bank can give you good suggestions on where to look.
There are many people without family who require this help. My bro's best friend has had a fiduciary for many years now. They are paid for their work our of your own finances.
But for many years you should be able to manage on your own, considering where best to live in terms of stairs, the amount of space you wish to clean. There are good independent living facilities in many areas. Form friendships with those who have common joy in whatever you yourself enjoy. Friends are a great resource, because often enough when one is strong the other could use a bit of help and vice-versa. Good luck.
I am a visionary so it helps that I can see what it may look like down the road to feel comfortable with it. I do agree I’m a little young to be concerned but understanding the dynamics of this relationship I want to be sure I have it in the forefront as I begin to plan in the next five years on how I’m moving forward.
I have had all of my EOL documents prepared since my mid 30s. I think every should be prepared for the worse case scenario.
As she states a bank can act as the Fiduciary as could the lawyer.
If you have a trusted friend that would work as well.
Do you have someone that will act on your behalf for Medical decisions?
A POA for Finances as well as Health is something to also consider.
We chose this route to avoid family conflict and to ensure that OUR WISHES we honored.
You can go to www.nelf.org and find a certified elder law attorney near you.