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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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I acknowledge and authorize
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I consent to the collection of my consumer health data.*
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I consent to the sharing of my consumer health data with qualified home care agencies.*
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
If you parent has the money to pay, I think that money should be spent first. Often, the money will run out and the children will have to pick up the costs. I pay for my mom's assisting living care out of her account. I pay for her supplies, treats and clothes with my money. Eventually, her money will be gone and it is not likely that she will live long enough to qualify for medicaid. At that time, I will take full financial responsibility for her care.
Home healthcare is available under medicare for short term health issues. The client must be homebound. This is a medicare rule. Homebound means they are able to go out to dr. appointments, to have their hair done or go to church. It does not allow for the client to go to a son/daughter's home to visit, go to dinner etc. Some insurance policies have home healthcare benefits but every policy is different. Some of these benefits do not have the homebound rule medicare does. There is no long term benefit for home health care under medicare. If a client has little to no assets, they may qualify for medicaid and programs that your state may provide such as the frail elderly waiver here in Iowa. Your agency on aging in your county should have information about programs that are available.
I'm not sure if this question is being asked from a "who do YOU believe should pay?" standpoint or from a "legally, who is required to pay?" standpoint.
So, assuming the first is the case, here's my POV ...
Parents are morally and legally (as they should be) responsible for all costs of medical care (including long-term and home care) needed by their minor children. This is entirely fair and appropriate, as the parents chose to bring those children into the world, and in doing so, agreed to care for them until they could care for themselves.
Parents are not legally responsible for the costs of medical care for their adult children.
No child of any age is morally (or should be legally) responsible for covering the costs of medical care for their parents. Such costs should be paid by insurance first, if it exists. Then by the patient's assets until exhausted. Then Medicaid.
If a child volunteers to step in and cover costs, he or she is free to do so, to the full extent of his/her desire and ability to pay. Many of us have done or are doing this for one or both parents. But it is in no way fair or moral to REQUIRE a child to do this. No one is born into lifelong servitude or financial responsibility for another. Children do not ask to be born, and cannot therefore morally be obligated to a "contract" they never agreed to make.
If you're Bill Gates, then you're morally responsible to pay for their care. If you have trouble paying your own bills, you're not obliged.
I think a person of some means should take care of her family's needs and reasonable wants first, and then contribute to the parents' care and well-being. If the parent is truly eligible for Medicaid, and the rest of the family is not rolling in big bucks, go for Medicaid. And save for your own retirement.
I think parents should pay for their own care. While I think it's great if a child is willing and able to pay, said child will also need to think about his/her own old age as well. Who is going to pick up the tab when the child is elderly and possibly in need of long term care if the child spent his/her own life savings paying for their parents' care? Is the cycle continued by having that child's children pick up the tab, and so on and so on? When does it end?
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
So, assuming the first is the case, here's my POV ...
Parents are morally and legally (as they should be) responsible for all costs of medical care (including long-term and home care) needed by their minor children. This is entirely fair and appropriate, as the parents chose to bring those children into the world, and in doing so, agreed to care for them until they could care for themselves.
Parents are not legally responsible for the costs of medical care for their adult children.
No child of any age is morally (or should be legally) responsible for covering the costs of medical care for their parents. Such costs should be paid by insurance first, if it exists. Then by the patient's assets until exhausted. Then Medicaid.
If a child volunteers to step in and cover costs, he or she is free to do so, to the full extent of his/her desire and ability to pay. Many of us have done or are doing this for one or both parents. But it is in no way fair or moral to REQUIRE a child to do this. No one is born into lifelong servitude or financial responsibility for another. Children do not ask to be born, and cannot therefore morally be obligated to a "contract" they never agreed to make.
I think a person of some means should take care of her family's needs and reasonable wants first, and then contribute to the parents' care and well-being. If the parent is truly eligible for Medicaid, and the rest of the family is not rolling in big bucks, go for Medicaid. And save for your own retirement.