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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
Share a few details and we will match you to trusted home care in your area:
Who are you trying to hide the money from? Medicaid? Medicaid has a five year look back into a person's finances to see if there has been big sums of money that was given away which they assume was done so to hide.
What you are trying to do is illegal and unethical. Why should taxpayers have to pay for your care if you have funds? Medicaid is for the poor. There is a 5 year lookback for any money transfers and they WILL find it.
Thank you. I actually have long term care insurance for myself. My older brother and his wife, however, are worried about using everything they have for a potential upcoming nursing home possibility, and then having nothing left for their children.
Well, that is a reality many of us are facing both as parents and as adult children. In my case, my mother was wise is buying long term care insurance and it protected much of her money in various accounts and investments for little of it was used during the 4 years she was in the nursing home before she died at age 82. That ended up leaving me as her only child a nice inheritance since she had made me co-owner of all of her personal accounts and the investments. A great majority of that money was money she inherited from her mother back in 1996.
My dad on the other hand spent much more of his money in retirement than my mother did. He is using his long term care policy, but his does not last for as many years as the one my mother had bought for herself. It is very likely that unless he dies within a short time period, that all of the money he has outlined in his will to go to me and my step-siblings and my two boys will be spent and never get inherited. Dad is 89 and no one in our family has ever lived that long. He has Alzheimer's and Parkinson's and is declining quickly. Since the death of his wife last May, he has basically given up and prays nightly for her to come get him.
Right now at 57, my own retirement and investment money plus the investments from my mother minus what my wife and I owe our house puts my retirement net worth right over 1 million. However, this is the money that my wife who is 60 and does not have much retirement at all, will have to live our retirement years on. So, we don't expect that we will be able to leave our two boys much at all. At the same time though, my wife stands to inherit a great sum of money from her mother who is 86 and in an assisted living facility. Her mom's remaining money plus the house that will need to be sold will be divided between her and her twin sister in some sort of trust fund. So, we don't really know how much money that will be but the estate is incredibly large and her mother is extremely frugal to a fault.
swilkes3, why should any child get anything, except items of sentimental value? We shouldn't go through life thinking we will get all the money that our parents made/saved, that money should be used to take care of them.... the parents earned it.
Looking for a big inheritance down in the distant future from one's parents to easily leads to not making ones own preparation for retirement. If we work and prepare for our own retirement, then anything that we inherit from our parents is icing on the cake.
I wish my parents wouldn't continue to scrimp and save just to hand it over to me... the stress they are putting me through just because that wallet is bolted shut and they don't want to hire people to help them.... [sigh].
Well, freqflyer, unless your parents make you co owner with right of survivorship of all their accounts much of their money that you inherit will go to inheritance taxes the way things look right now.
cmagnum, that is one reason I am trying to get my parents to have a second meeting with the Elder Care attorney so he can do a Trust..... Dad has a lot of homework to do but he keeps stalling, which is so frustrating. My sig other and I have already completed and signed our own Trusts, etc.
I wonder if Congress will pass any type of tax hike on inheritances... nothing like being taxed twice for money earned once :P
This is what people struggle for, work 10 hour days for, leave their children with strangers in day care for - they spend their entire adult lives working and saving - for the above to happen to them. Inheritance taxes, nursing home fees, high costs of pain medications - I am baffled why there are not more cases of "Thelma & Louise" senior couples, because that to me is a far more respectable way to go!
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
Angel #2
My dad on the other hand spent much more of his money in retirement than my mother did. He is using his long term care policy, but his does not last for as many years as the one my mother had bought for herself. It is very likely that unless he dies within a short time period, that all of the money he has outlined in his will to go to me and my step-siblings and my two boys will be spent and never get inherited. Dad is 89 and no one in our family has ever lived that long. He has Alzheimer's and Parkinson's and is declining quickly. Since the death of his wife last May, he has basically given up and prays nightly for her to come get him.
Right now at 57, my own retirement and investment money plus the investments from my mother minus what my wife and I owe our house puts my retirement net worth right over 1 million. However, this is the money that my wife who is 60 and does not have much retirement at all, will have to live our retirement years on. So, we don't expect that we will be able to leave our two boys much at all. At the same time though, my wife stands to inherit a great sum of money from her mother who is 86 and in an assisted living facility. Her mom's remaining money plus the house that will need to be sold will be divided between her and her twin sister in some sort of trust fund. So, we don't really know how much money that will be but the estate is incredibly large and her mother is extremely frugal to a fault.
I wish my parents wouldn't continue to scrimp and save just to hand it over to me... the stress they are putting me through just because that wallet is bolted shut and they don't want to hire people to help them.... [sigh].
I wonder if Congress will pass any type of tax hike on inheritances... nothing like being taxed twice for money earned once :P