Both Mom and Dad have passed away within the last year. I have contacted creditors and am working through that whole ordeal. It just occurred to me that I should probably notify credit bureaus as well so credit cards or loans aren't opened using my parents credit. Has anyone taken on the task of notifying the big 3 credit bureaus and if so how did you handle doing so?
I ask because I want to avoid sharing my phone number or too much of my personal information to help prevent me from being contacted. My cell number is my only number and I don't want to be getting a ton of strange calls from creditors, etc. simply for sharing my information with the bureaus. I should mention that I am named executor.
Thank you so much-
From my research, depending upon the person's financial holdings, the banks may notify the credit agencies if that person has a loan. Both my folks were debt-free, so I made sure their credit was protected. I figured it was the last thing I could do for them.
The cover letter was from me (my address and email) to Experian. I wrote for them to flag my mother's credit report that she had passed on X date and to notify the other credit agencies. I included information of her identification, such as her birth date, her Social Security number, her address and how long she'd lived there. (In your case, you can state you are their executors and are acting on behalf of their estates.) I signed it and included the death certificate. Too easy.
to: 1) freeze credit for 90 days until you can send the death certificate, gives you time. Tell one, they report to the others.
2) Requeat credit reports. Get a report from each credit reporting agency.
Excellent idea, and good thinking Floralscent.